Health Insurance Policy
Non-immigrant Visa Students .
Every Norfolk State University student residing in the U.S. on a non-immigrant visa is required to have and maintain a valid health insurance policy for his or her duration of study (including period of practical training). The policy must, at a minimum, provide for both accident and sickness benefits and meet the criteria specified below.
All NSU international students will be automatically enrolled each semester for health insurance coverage, which meets minimum criteria as set forth below, through Norfolk University's insurance provider.
Students will be enrolled for both accident and optional sickness benefits.
Students may waive coverage under certain circumstances outlined below.
The premiums for both accident and sickness benefits will be automatically added to each student’s account prior to the start of each semester.
This policy applies to all international students, whether full-time/part-time, graduate/undergraduate.
Students who willingly or knowingly fail to maintain the required health insurance coverage will be ineligible for all benefits accorded to F and J visa students (e.g. on-campus employment, graduate assistantships, and practical training) and will be subject to academic course registration holds.
Minimum Policy Criteria
Minimum health insurance policy criteria for the entire time period for which student is enrolled:
Medical benefits of at least $50,000 per accident or illness.
Repatriation of remains in the amount of at least $7,500.
Expenses associated with medical evacuation to the home country in the amount of at least $10,000.
Deductible that does not exceed $500 per accident or illness.
Co-payment or co-insurance provision that does not exceed 25% of the covered expenses.
Students may waive coverage under the following conditions:
Waivers will be granted to students covered under a health insurance policy offered by an accredited agency that provides both accident and sickness benefits and that meets the minimum criteria outlined above.
International students opting to waive health insurance coverage must provide proof of coverage in the form of valid health insurance card and/or policy document.
International students may waive coverage by completing a waiver form and returning the form to the Primary Designated School Official (PDSO) in the Office of International Student and Scholar Services by the stipulated deadline date.
The purpose of this policy is threefold: To protect the student from expenses incurred as a result of accident, injury, or sickness. To safeguard the student’s family and Norfolk State University from such expenses as medical evacuation or repatriation of remains. To avert the burden of medical care expenses for non-immigrants falling on federal and state governments.